The Three GEEP Credit Schemes
MarketMoni, TraderMoni, and FarmerMoni provide 100% interest-free, collateral-free financing tailored to Nigeria's informal commercial and agricultural sectors.
MarketMoni
₦50,000 Zero-Interest Working Capital Loan
MarketMoni provides affordable, interest-free capital to female entrepreneurs and market women operating in structured trade associations. It allows traders to restock fast-moving consumer goods and scale their commercial throughput without exploitative moneylender interest rates.
TraderMoni
₦50,000 Zero-Interest Micro-Credit Facility
TraderMoni targets the vast informal retail economy — from roadside kiosk operators, food vendors, and fruit sellers to young craftspeople. It bridges the financial exclusion gap, injecting liquidity directly into grassroots commercial hubs.
FarmerMoni
Up to ₦300,000 in Certified Farm Inputs & Services
FarmerMoni is tailored to the biological cycles of Nigerian smallholder farmers. Rather than cash that may be diverted, beneficiaries receive up to ₦300,000 worth of certified high-yield seedlings, fertilizers, crop protection chemicals, and mechanization vouchers.
MarketMoni Facility Details
Empowering Market Women & Female Entrepreneurs with Growth Capital
Key Facility Privileges
- Immediate ₦50,000 initial facility disbursed directly to verified bank accounts
- 3-month initial moratorium period (grace period with zero repayment)
- 6-month flexible weekly or monthly repayment structure
- Graduation to higher loan thresholds (up to ₦100,000) upon 100% timely repayment
Eligibility Prerequisites
- Must be a female micro-trader or small shop owner aged between 18 and 55 years.
- Must belong to an accredited market women association or recognized cooperative society.
- Must possess a verified National Identification Number (NIN) and an active BVN.
- Must operate an active commercial or microfinance bank account in the applicant's name.
The GEEP Graduation & Escalation Framework
GEEP is designed as a revolving credit ladder. On-time repayment builds your formal credit history and graduates you to higher funding tiers:
₦50,000 Facility
Initial starter micro-loan for petty traders, kiosk operators, and market women with a 3-month moratorium.
₦100,000 Facility
Unlocked automatically after completing 100% full repayment of your initial ₦50,000 loan on schedule.
Up to ₦300,000
Advanced agro-input package for verified smallholder farming clusters with a 6-month seasonal harvest moratorium.